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Live in one side, let the other side help pay the mortgage. This fully renovated (2021) duplex in Jefferson Terrace is an owner-occupant house-hack opportunity: FHA financing allows a low down payment on a 2-unit primary residence, and a portion of the second unit's rental income can count toward loan qualifying (ask your lender for current program terms). Each 3BR/1BA side was renovated top to bottom in 2021 - new roof, HVAC, siding, LVP flooring, cabinets, countertops, appliances, and in-unit washer/dryer connections. Separate electric meters (tenants pay their own power), one-car garage per side, long driveway, and a private rooftop deck serves as the upstairs unit's entrance. Both units are currently tenant-occupied - buyer should plan move-in timing around existing lease terms. Zoned RM-4 (up to 4 units) for future upside.
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Listed by Heath Shepard (#48097)
Listing Office: Keller Williams City-View (#KLWM0002)

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